1.) Contribute full match to 401K
Both of our employers offer full match. I have a 401K but have not contributed in a long time. Since starting with a new employer 6 months ago I have yet to consolidate my previous 401K plans with my current one. Dan has never had a retirement fund so this would be a good time to begin one.
2.) Officially move out of the "itty-bitty" Apartment we call home
In order for us to save for our first home we decided to get a smaller less expensive apartment when we got married. We didn't want to be "house poor" OR pay a lot of money for a place that would never be ours. After living here for 2 years I am ready for our own space. No washer or dryer, 1 bathroom, 1 bedroom, I AM READY!!
3.) Come up with a "side-gig" for some extra cash
I would like to come up with something I can do to bring in a little extra cash to contribute to our savings goals that doesn't take to much time and something I enjoy. I have seriously considered jumping back into the babysitting business again. That takes me back to my high school days, oh boy, but it was something that I enjoyed and it's easy money.
4.) Start exercising routinely again...
Enough said!
5.) Begin saving for a Baby Drwencke!
Dan and I have made the decision that in the next 2 years we will begin to expand our family and that I will stay at home and raise our children and Dan will be the sole provider. Neither of us were brought up in daycare and we prefer our children not either. Not saying that daycare is bad but we just prefer they be at home during those years of their life. So that is going to take careful planning on our part and be financially ready when we decide to take that step!! :-)
6.) Pay off STUDENT LOANS!!
Dan and I's student loans together equal about $2000.00. This next year we plan to pay those COMPLETELY off. Cutting that expense out alone would give us a couple hundred "extra" a month. This could go towards savings, home improvements, vacations!!
7.) Wear my hair down more and say BUH-BYE SNOOKIE POOF!
I work somewhat in the "cosmetic industry," it's cosmetic surgery and dermatology. We are required to wear our hair down at work and look professional. I have been stuck in this 1/2 up 1/2 down phase for a LONG time now. It's so much easier for me to have 1/2 of my hair pulled back and out of my face at work. Some of the girls even joked that they wonder what I look like with my hair completely down. Now that's bad. I want to make it a goal to get my hair cut in a style that makes me feel comfortable to have my hair down without the "snooki poof." But hey, I like BIG hair!
My GO-TO hairstyle for the past 6 months...
8.) Plan a VACATION
Every year we say we're going to go on vacation, and every year comes and goes without one. I would like to actually take a FULL week off from work with my husband and go up north to my parents cottage. I want to lay out in the sun, swim, go jet skiing, bike, hike, relaaaaaax!
9.) Double our Savings Account
Having a good savings account is CRUCIAL!! Really, it's the only thing you have to rely on times in need. I have made it a goal to have a 6-month emergency fund. We have worked pretty hard to build ours up and I would like to double it this next year.
10.) Cut down on my computer time
Lets face it, Facebook can be very time consuming. You log in, read your newsfeed, click on something, which leads you someplace else, and then click on something else, and before you know it its been an hour.
11.) Try some of the things on pinterest.com
I LOVE that site. So many good ideas. It would be nice to actually try some of them instead of just thinking about it.
12.) Be nice-r to thy husband
I could work on being more patient and not so "bossy" :-) Love you hunnie!
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